| Government Resources |
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Affordable Housing and Community Investment - The Community Investment
Program (CIP) is a targeted housing and economic development loan program authorized under the Financial Institutions
Reform, Recovery, and Enforcement Act of 1989. The purpose of the CIP is to provide funding for community-oriented
mortgage lending, which means providing loans to finance home purchases by families whose incomes do not exceed
115 percent of the area median income; to finance the purchase or rehabilitation of housing for occupancy by families;
to finance commercial and economic development activities that benefit low- and moderate-income households; and to
finance projects that include a combination of these activities |
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Energy Efficient Mortgages Internet Links - helps homebuyers or homeowners
save money on utility bills by enabling them to finance the cost of adding energy-efficiency features to new or existing
housing as part of their FHA-insured home purchase or refinancing mortgage. |
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FDIC -
Looking for the best mortgage - |
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Federal Reserve Board - Consumer Information - This page lists information on
credit cards, home mortgages, vehicle leasing, personal finance and more. |
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Foreclosure Resources for Consumers - If you are having difficulty
making your mortgage payment, one of the most important things you can do is seek assistance. Eck out these
foreclosure resources. |
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Home Loan Guaranty
Service - This lists the general information on homebuying available from the
Veterans Benefits and Services. |
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HUD Grants
Available - This lists grants available through the Department of Housing and Urban
Development for the current fiscal year. |
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MakingHomeAffordable.gov - Information on federal home loan modification and
refinancing program. Offers features including interactive self-assessment tools to help boowers determine if they're
eligible to participate and calculate the monthly mortgage payment reductions they may under the Making Home
Affordable program. |
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Mortage Insurance
Program (HUD) - The Department of Housing and Urban Development unveiled the
HUD/FHA Homebuyer Protection Plan, a package of far-reaching reforms that will benefit 800,000 families who get
Federal Housing Administration mortgages each year by dramatically reinventing FHA's home appraisal
process. |
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Mortgage
Comparison Calculator - This mortgage calculator is designed to help you compare
the monthly payments and the amount of equity you will build in your home for several kinds of fixed and adjustable-rate
mortgages. |
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Mortgage Payments Sending You Reeling? Here's What to Do. - Explains different kinds of mortgages, what to do if you’re behind in your payments, how to
avoid default and foreclosure, and how to avoid predatory scams. |
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Send a Question to
Ginnie Mae - So many individuals and families dream of having a house of their
own, but many wonder how they could ever afford it. At Ginnie Mae our mission is to promote accessibility to
affordable housing for all Americans. This page is an online form to ask questions or comments
online. |
| Private Resources |
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Consumer Home Buying Guides - Four consumer-focused guides to
various stages of the home buying process. Developed by Fannie Mae Foundation, these guides deliver practical,
specific and concise information in a user-friendly format. |
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Fannie Mae - Fannie
Mae provides financial products and services that make it possible for low-, moderate- and middle-income
families to buy homes of their own. Since Fannie Mae has helped more than 30 million families achieve the American
dream of homeownership. |
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Freddie Mac -
Freddie Mac purchases mortgages from lenders and packages them into securities that are sold to investors. By doing
so, we ultimately provide homeowners and renters with lower housing costs and better access to home
financing. |
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Grants and
Fellowships - The Fannie Mae Foundation nurtures community growth and
development through a variety of grants and fellowships each year. This is a great resource for members of the
community and its supporting organizations; the Foundation offers a variety of grants, fellowships, and awards
programs. |
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Home Loan Learning
Center - A comprehensive, unbiased resource for prospective home buyers.
You'll find tools, tips and information on getting a mortgage that is right for you. |
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Mortgage Relief Online - Mortgage Relief Online is a solution designed to help consumers determine if they may be
eligible for mortgage relief under the Making Home Affordable program. This solution is completely free and brought to
you by myFICO, Money Management International and the Homeownership Preservation Foundation. |
