| Government Resources |
|
FEMA -
Winter Preparedness Safety Tips - Timely preparation is necessary to avoid the
impacts of severe winter weather; it can avert heavy personal, business and government expenditures. Experts agree
that the following measures can be effective in dealing with the challenges of severe winter weather. |
|
Mortgage insurance for one- to four-family homes (section 203 (b)) - FHA mortgage insurance encourages lenders to make loans to otherwise creditworthy
borrowers and projects that might not be able to meet conventional underwriting requirements, by protecting the lender
against loan default on mortgages for properties that meet certain minimum requirements--including manufactured
homes, single-family and multifamily properties, and some health-related facilities. |
|
OCC Adopts
Flood Insurance Regulation - The OCC is issuing its flood insurance rule jointly
with the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, the Farm
Credit Administration and
the National Credit Union Administration. All six agencies will issue uniform rules implementing the statutory flood
insurance provisions; thus all of the financial institutions they supervise will be subject to the new
requirements. |
|
OCC's Revised
Rule on Flood Insurance - Consistent with the Reform Act, the final rule requires
the purchase of flood insurance when a building or mobile home used as collateral for a loan is located in a special
flood hazard area in a community participating in the National Flood Insurance Program (NFIP). |
|
Renter's Kit -
Looking for an apartment? It can be both exciting - and frustrating! But if you approach the whole process systematically
and if you know your rights, apartment hunting doesn't have to be a hassle. Read through this Renter's Kit before you
begin. |
|
The Home
Energy Saver Library: Home Builders - This page lists different resources for
choosing a home builder. |
| Private Resources |
|
Find an
Insurance Company - A frequently asked questions is which companies offer
certain types of insurance in a particular state. This Insurance Information Institute web tool allows consumers to select
the state in which they live and the type of insurance they are looking for. It provides a random listing of insurance
companies in their state. |
|
Know Your
Water Shed - State Water Shed Contacts - is a coordinated national effort to
encourage the formation of local, voluntary watershed partnerships and help assure that these partnerships
successfully attain their goals. A water shed is the area of land that catches rain and snow and drains or seeps into a
marsh, stream, river, lake or groundwater. |
|
Life Stages Insurance Tool - This tool provides easy to use information on insurance and financial planning for different
stages of your life. Information on auto, home, life, health, disability, and long-term care insurance are
provided. |
|
Testing for Discrimination in Home Insurance - Residential
segregation continues to be one of the most important domestic challenges facing America. Fighting discrimination
against those who seek to exercise choice in where to live is a central and long-standing responsibility of the United
States Department of Housing and Urban Development (HUD). It is also a key support to the National Homeownership
Strategy, which seeks to dramatically raise homeownership rates for all Americans, regardless of race, color, religion,
sex, familial status, disability, or national origin |
