| Government Resources |
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Choosing A Credit Card: The Deal is in the Disclosures - Here
are the most important terms to understand - or ask about - when you are choosing among credit
offers. |
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Credit Card Repayment
Calculator - Based on the information you provide, the calculator will give you an
estimate of how long it will take you to pay off your credit card balance. |
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Federal Reserve Board - Consumer Information - This page lists information on
credit cards, home mortgages, vehicle leasing, personal finance and more. |
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FTC - Credit Publications - |
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Get Your Free
Annual Credit Report Online - An amendment to the federal Fair Credit Reporting
Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your
credit report, at your request, once every 12 months. |
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Identity Theft Resources from the Federal Trade Commission -
Identity theft occurs when someone uses your personal information such as your name, Social Security number, credit
card number or other identifying information, without your permission to commit fraud or other crimes. |
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Office Of Financial Education - The Office of Financial Education
serves to provide the Department of the Treasury with expertise on the many complex and interdisciplinary issues
involved in financial education, and is able to tap into the Department's wide base of expertise on
finance. |
| Private Resources |
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Airlines or Low Interest Card - Which Is Better? - This calculator
compares the value of an Airlines card and a Low Interest credit card to help you determine which card is better for
you. |
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Are You Credit Wise? - MasterCard Learning Center
- Being credit wise means playing it smart with your plastic; knowing how to build good credit, how to prevent fraud,
and how to develop and stick to a budget so that whether you’re starting out or starting over you start on the right
foot. |
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Cash Back or Low Interest Card - Which Is Better? - This
calculator compares a Cash Back card with a Low Interest rate card. This information will help you determine which
card is better for you. |
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Credit Page -
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Debt Counselors of America
(Now Myvesta.org) - An Internet-based, nonprofit organization providing services,
information and support to people in all financial circumstances |
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Debt Know-How - MasterCard Learning Center - Learn the basics of personal budgeting. |
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FileSafe - system is the home
of safe, affordable, and convenient online tax return preparation and e-filing with free access. |
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How Much Could I Save By Transferring My Balances? - This calculator calculates the amount of interest you’ll save by transferring existing balances
to a lower rate card. It factors in the fees often associated with transferring balances. Be sure to read the fine print
of any balance transfer offer. |
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Pay Day Loan Consumer
Information - Information resource on payday lending for consumers and
advocates |
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Right to Free Credit
Report - The three nationwide consumer reporting companies have set up one
central website,hrough which you can order your free annual report. Free reports will be phased in during a nine-
month period, rolling from the West Coast to the East beginning December 1, 2004. Beginning September 1, 2005, free
reports will be accessible to all Americans, regardless of where they live. |
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Smart About Money - Gain control of your finances during critical times in your life with information and tools you
can trust. |
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Springboard Non-Profit
Consumer Credit Management - Springboard® offers a wealth of services to
consumers who are experiencing difficulty and want to regain financial freedom. |
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True Cost of Paying The Minimum - Use this calculator to check how long it will take
to pay off your debt, and how much interest you will pay over the life of your debt if you only make minimum monthly
payments. |
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What Will It Take To Pay Off My Current Balance? - This calculator
calculates either the monthly payment amount or the number of months it will take to pay your credit card balance in
full. |
